An EFRBS (employer-funded retirement benefit scheme) is a flexible alternative to a UK registered pension scheme (RPS) or Employee Benefit Trust (EBT) . The main benefits are broad investment choices and that the annual and lifetime allowances, which apply to RPS and limit the amount of tax relief which can be achieved on pension provision, do not apply to EFRBS.

More detail about EFRBS

If you would like to discuss EFRBS please speak to Andrew, Ben or Stacy on our Wealth Management Team.